Pre Litigation

Pre Litigation

Our seven day letter before action to the debtor and follow up telephone calls service is completely FREE as the law says that your late paying customer, the debtor, has to pay statutory late payment interest and compensation under The Late Payment of Commercial Debts (Interest) Act 1998.

Additionally, since 16 March 2013 you are entitled to claim “reasonable” debt recovery costs under The Late Payment of Commercial Debts Regulations 2013.


The debtor is sent our seven day letter before action in which we ask for your debt, plus late payment interest at 8 % above the base rate set by the Bank of England and late payment compensation. Reasonable debt recovery costs will also be claimed if your debt fell due after 16 March 2013.
In 93 % of cases, the debtor will pay the sum demanded within the seven day time limit.


We will account to you after the funds have cleared with 100% of your principal debt and a receipted VAT account.

“That way you have recovered your debt at NO COST to you.”

The law is on your side. If the debtor pays the debt, but not the interest, compensation and reasonable debt recovery costs, then you simply instruct us to prepare a claim form on your behalf to recover these added elements. All you pay is a court fee and this is added to the debt and is recoverable from the debtor.


In our experience the majority of debtors will realise that they are at risk of having a county court judgment entered against them once you have issued your claim, so they will pay the further sum demanded.


In the unlikely event that the debtor does not pay the debt after our involvement, then our file is closed, if that is what you want, and you owe us nothing.

Tired of making endless phone calls to get your cash? Now you need to make just one…


01392 498686

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Many UK Businesses & Companies in Debt to the UK Government

The Government is currently deferring a lot of late tax debts from UK businesses and companies.

The concern is that with the current economic climate, they might be waiting some time.

“James gave great advice and comfort over the phone and since I first made contact with him I knew our case would be dealt with professionally and efficiently, which it was. Highly recommended.”

Bob Tranckle, Director, Nevada Construction Ltd

The Covid Pandemic has obviously hit a lot of firms in many different ways and not least in the South West of England. The BusinessLive website reports that more than 135000 South West Businesses have borrowed in excess of £5.6bn in Government Covid Loans.

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ZERO cost, stress free, professional, ethical and efficient. Veritas Legal Services

Veritas Legal UK debt recovery is much more than a debt collection agency.

percent of cases recovered in 7 days


percent professional, ethical and efficient.


The debtor pays our fees under The Late Payment of Commercial Debts (Interest) Act 1998

We’re proud of our customer service and our record of achieving results quickly, efficiently and at zero cost to you.

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    Specialists in Debt recovery services, serving clients in Devon, the South West and throughout the UK.